In order to offer choice and to ensure that professional insurance premiums are maintained at affordable and realistic levels, we have four separate providers that have agreed to offer schemes specifically for our members.

All four schemes are acceptable to the GHR and include cover for Professional Indemnity, Public Liability and Product Liability.

If you wish to consider one of the insurance schemes listed here, you should compare the premiums and breadth of cover and the terms offered in each case and only then proceed accordingly. In all cases GHR registration is a condition of the insurance.

Listed in lowest premium order:

• Total Indemnity limits: £2,000,000 or £6,000,000 or £10,000,000
• Annual premiums range from: £45 to £63, depending on Limit of Indemnity Required
• Uniquely, our cover includes protection for up £50,000 for LEGAL COSTS associated with HMRC investigations; Compliance & Regulation, including Regulatory and Fitness to Practice Proceedings, and Debt Recovery & Contract Disputes
• Further therapies may be added - most at no extra cost
• Wholly on-line process - quote, apply, pay and have your policy issued immediately
• Email: mail@insurance-therapists.co.uk
• Contact: Neal James-Crook 0207 090 1402
• All other contact details available on website
• http://insurance-therapists.co.uk

• Indemnity limit: £5,000,000 (any one claim) - £10,000,000 (in the aggregate)
• Annual premium: £49.75
• Further therapies may be added - most at no extra cost
• 183a Watling Street, Towcester, Northants, NN12 6BX
• Telephone 0845 222 2236
• Specific enquiries to: info@holisticinsurance.co.uk
• http://www.holisticinsurance.co.uk

• Total Indemnity limit: £5,000,000 
• Annual premium: £69.00
• Legal fees cover included
• Home Business Insurance available
• Contact: Gareth Millard at
• Three Counties: Russell House, Ely Street, Stratford upon Avon, WARKS, CV37 6LW
• Telephone 0800 731 7829
• Email: gareth.millard@3co.co.uk
• http://www.3co.co.uk

• Indemnity limits: £1,000,000, £2,000,000 and £5,000,000
• Annual premium £93.00 for £1M limit, £103.00 for £2M limit or £165.00 for £5M limit
• Student rates available: £61.00 for £1M, £66.00 for £2M, £98.00 for £5M
• No excess to pay when making a claim
• Access to a 24hr Legal Helpline
• 60 days worldwide cover as standard
• Working from Home Insurance available when Professional Liability Insurance bought
• Telephone: 0113 391 9555
• Towergate House, Five Airport West, Lancaster Way, Yeadon, Leeds, LS19 7ZA
• Email: professionalrisks@towergate.co.uk
• Buy online at www.towergateprofessionalrisks.co.uk